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What should you do about health insurance for your employees? What benefits really matter? Well, start by expecting things to change rapidly over the next year or so. While the debate rages around us about what to do to improve the situation, you need to know how this works now.
This is the health care article that has nothing (well, very little) to do with the ongoing discussions about the Healthcare Bill, whether it's good or bad, whether it's a blessing or a curse, whether it's constitutionally sound, or a blight on the pockets of future generations. This is the health care article that's about what you need to consider when choosing a medical insurance provider for your employees.
What do you really need to know about insurance? First, you need it. Entrepreneurship is enough of a gamble, without risking your business, your reputation or your freedom because you didn't want to pay for insurance. That said, some insurance you need, and some you don't.